✓ NHIA-Accredited HMO Since 2007

Bringing Health to Life for the Whole Family

Prepaid Medicare Services Limited: Nigeria trusted HMO offering affordable health coverage for individuals, families, and businesses.

✓ 500+ Hospital Partners
✓ 24/7 Call Centre
✓ Nationwide Coverage

Who Are You Looking To Serve?

Individual

Affordable health plans for your personal wellness needs.

Family

Coverage for you and your loved ones including maternity.

Corporate

Health benefits to attract talent and reduce employee costs.

Community Plans & Informal Sector

Plans that serve local community and Associations

Join Our Network

Why Nigerians Trust Prepaid Medicare

Over 15 years of delivering quality healthcare solutions

⚡

Prompt Claims Payment

We ensure healthcare providers receive timely payments, so you get uninterrupted care without delays.

🎯

Personalized Care

Dedicated account managers and one-on-one support to address your unique healthcare needs.

🌐

500+ Hospital Network

Access quality care nationwide with our extensive network of accredited hospitals and clinics.

📞

24/7 Support

Round-the-clock call centre and emergency assistance whenever you need it.

Flexible Health Plans for Every Need

ALPHA
₦65,000/year
Essential coverage for individuals
  • General & specialist consultations
  • Outpatient drugs & lab tests
  • Emergency services (24hr response)
  • General ward inpatient care
  • Routine immunizations
  • Maternity services
  • Advanced diagnostics (CT/MRI)
  • Private ward accommodation
MOST POPULAR
OMEGA
₦120,000/year
Comprehensive family coverage
  • Everything in ALPHA, plus:
  • Maternity & child health services
  • Semi-private ward accommodation
  • 12 physiotherapy sessions/year
  • Additional childhood immunizations
  • Basic fertility investigations
  • Telemedicine consultations
  • Annual optical lens allowance
OMEGA+
₦250,000/year
Premium restricted coverage
  • Everything in OMEGA, plus:
  • Private ward accommodation
  • Major surgical procedures covered
  • CT/MRI scans (2 max/year)
  • Advanced dental & optical benefits
  • 8-week mental health outpatient care
  • Cancer screening & oncologist consults
  • Online fitness & wellness programs
EXECUTIVE
₦457,259/year
Premium UNrestricted coverage
  • Everything in OMEGA+, plus:
  • Travel Health Insurance
  • Robust Pharmacy Coverage
  • Value Added Services

Find a Healthcare Provider

Search our published provider network by hospital, clinic, state, LGA or facility type.

Start typing to search the provider database.

Services Tailored For You

Primary Healthcare

GP consultations and basic treatments.

Emergency Response

24-hour emergency coverage.

Pharmacy Benefits

Prescription drug coverage.

Digital Health

Telemedicine and online booking.

Maternity & Child Care

Antenatal and postnatal care.

Multi-Member

Cover your family members.

Pediatric Dental

Annual dental and optical allowances.

Family Hospital Access

Priority access to quality care.

Employee Wellness

On-site screenings and workshops.

Account Management

Dedicated account manager.

Cost Control

Transparent billing and reports.

Multi-Location

Nationwide hospital network.

National Alliance

Join our provider network.

Competitive Commission

Attractive enrollment commissions.

Training Support

Product training and materials.

Fast Claims

Prompt bill settlements.

Grow With Us: Partner & Agent Opportunities

Healthcare Providers

Expand your patient base and ensure timely payments by joining our accredited provider network.

  • Access to 50,000+ enrolled members
  • Streamlined digital claims submission
  • Monthly payment cycles with transparency
  • Clinical support and guidelines
  • Co-marketing opportunities

Insurance Agents & Brokers

Earn competitive commissions while helping Nigerians access quality healthcare.

? Earn 10-15% Commission on First-Year Premiums
  • Recurring renewal commissions annually
  • Free sales training & certification
  • Digital enrollment tools & CRM access
  • Marketing collateral & lead support
  • Quarterly performance bonuses

Strategic Partners

NGOs, educational institutions, and businesses: co-create value-added health solutions.

  • Custom benefit packages for your members
  • Co-branded wellness campaigns
  • Revenue-sharing partnership models
  • Joint community health initiatives
  • Dedicated partnership manager

Trusted by Thousands Across Nigeria

★★★★★

"As a clinic owner, joining Prepaid Medicare network brought steady patient referrals."

DN
Dr. Ngozi M.
Medical Director, Grace Clinic Abuja
★★★★★

"Switching our 150 employees to Prepaid Medicare reduced our healthcare costs by 30%."

CK
Chukwudi K.
HR Director, Tech Innovations Ltd
★★★★★

"Prepaid Medicare covered my son emergency surgery when we needed it most."

AO
Adaora O.
Family Plan Member, Lagos
50,000+Active Members
500+Hospital Partners
98%Claims Approved
15+Years Experience

Ready to Transform Your Healthcare Experience?

Get In Touch

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